Apply for up to R8000* Quickly!

Our fully digital platform allows us to offer loans ranging from R500 to R8000* quickly and efficiently.

* First time applicants limited to R1000 maximum.

Let’s Build your future together

We are dedicated to providing accessible, affordable, and environmentally conscious short-term loans to individuals in need of financial assistance.

Get Started Learn More

Apply for
a Loan with
Pumpkin Finance

What We Offer

Offering Quick Short-Terms
Loans In South Africa

Affordable Loans

Borrow between R500 and R8000* to cover expenses or plant the seeds for your future.

Quick Approval

Efficient approval process ensures that funds are quickly available to you.

Easy Application

Simple online application process in minutes.

Transparent Terms

You always know the exact terms of your loan.

Pumpkin Finance

Empowering Financial Futures, One Loan at a Time.

At Pumpkin Finance, we are dedicated to providing accessible, affordable, and environmentally conscious short-term loans to individuals in need of financial assistance. Our fully digital platform allows us to offer loans ranging from R500 to R8000* quickly and efficiently, eliminating the need for traditional brick-and-mortar structures.

Founded in the vibrant city of Potchefstroom, located in the North West province of South Africa, our mission is to modernize and revolutionize the way financial services are delivered.

* First time applicants limited to R1000 maximum.

Learn More Apply For A Loan

Why choose us

Why people choose
our services.

• We perform a credit check and affordability study per individual application.
• Additional assessment to determine your risk profile are performed.
• The outcome of which is used to determine the outcome of your application.

• Municipal bill statement
• Clothing store, and cellular account statement
• Recent Lease/Rental agreement
• Official SARS document not older than 3 months
• Short term insurance document not older than 3 months
*We do not allow affidavits and bank statement as proof of address.

Unfortunately, we do not offer loans for potential clients under debt review.

You may apply for our loans if you are between the ages of 18 and 55 years.

Here are some important steps to
take when applying.

step 01

Check Requirements

Prepare your required documents (SA ID copy, 3 months bank statement, latest 3 months Payslips and Proof of Address.)
step 02

Apply For Loan

Using our website to check for affordability/loan estimate, upload documents and submit your application.
step 03

Get Loan Status

After documents are uploaded and the checks are complete, you will be notified whether your loan is approved or declined.
step 04

Agreements

A DebiCheck Mandate will be sent for you to accept or decline, along with the loan agreement.
step 05

Receive Funds

When approved, funds will be paid within 24-48 hours.